Starting a rental fleet? Get the foundations right.
Insurance is only one part of setting up a rental fleet properly. This guide is designed to help you understand what needs to be in place before you seek cover.
Rentsure requires a minimum of 10 vehicles
Rentsure insures established rental and leasing fleets. If you are still building toward 10 vehicles, this guide will help you understand what to put in place first.
Step 1
The insurance basics
Most rental operators need more than vehicle cover alone. Before you start seeking quotes, make sure you understand the core policies your business may need.
01
Rental vehicle insurance
Covers your fleet for loss or damage such as accidents, theft, fire and weather events. The right structure will depend on your vehicle values, driver rules and rental model.
02
Public liability insurance
Protects your business against third-party injury or property damage arising from your operations.
03
CTP
Required for registered vehicles.
04
Business pack
May include cover for premises, contents, equipment and other business assets, depending on how your business operates.
Step 2
Build your operational foundations
Before insurance is realistic, most rental operators need a few basics in place.
Driver onboarding
Licence checks, eligibility rules and approval criteria for every driver.
Rental agreements
Well-structured agreements with clear excess, liability and responsibility terms.
Maintenance procedures
Documented inspection, servicing and repair routines that support safe and reliable operation.
Incident reporting
Prompt reporting protocols for accidents, theft and damage, with responsibilities and timeframes clearly defined.
Customer data controls
Safeguards for handling customer ID, licence, payment and booking information securely.
ABN and business structure
An active ABN, the right operating entity and a clearly defined business setup.
Operating history
Evidence of trading or operating history before Rentsure can consider your fleet.
Need help building your risk programme?
Our team works with rental operators at every stage of growth, from structuring your first rental agreements to designing a full risk programme as your fleet scales.
Step 3
Are you ready to insure?
Here's a quick guide to where you need to be.
Ready to get a quote
Not quite there yet
Think you're ready?
If you meet the requirements above and want to discuss your fleet, get in touch with our team.